Speeding in New York Can Be Expensive

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Driving your vehicle over the speed limit is not only dangerous to you and other road users, but also illegal. It is a serious traffic offense that comes with severe penalties that are meant to make the roads in the city safer.

There are several factors that will affect the penalties that come with a speeding ticket in New York. The first is the jurisdiction where the traffic violation occurred, the driving history of the offender, the speed of the vehicle at the time of the citation, and several other factors.

For instance, if the driver had a suspended drivers license but was found to be speeding, the penalties can be much more severe. It is important to note that in addition to the fine that comes with the speeding ticket, there are assessments and other fees that can push up the cost of the speeding ticket. Speeding in New York City can be expensive because of the following reasons:

Huge Fines and Penalties

When you get a ticket for speeding on New York City roads, you will receive a traffic ticket. The fine is usually around $40, but that is not what you are going to pay. When you add penalties and assessment fees, the cost of a $40 speeding ticket in New York can be as high as $300. Be sure to get in touch with your local court to ask about any additional fees and assessments before paying the fine. It’s usually a good to contact a lawyer who handles speeding tickets in New York.

Increased Insurance Premiums

The state of New York uses a point system when it comes to penalizing traffic violators. This means that your punishment will not end with the payment of the fine as the speeding offense will be added to your driving record together with several additional points.

While minor traffic offenses only carry a two-point penalty, speeding is a major traffic violation that can carry as many as 11 points, depending on how fast you were driving over the speed limit.

Since auto insurers normally consider the driving record of policyholders when underwriting policies, a speeding ticket can push up your auto insurance premiums significantly. In fact, some insurers may refuse to underwrite your policy as you will be considered a ticking time bomb. If you are a professional driver, a speeding ticket can reduce your chances of getting a promotion, or it can get you fired. As you can see, speeding can be incredibly costly.

Driver License Suspension and Revocation

If you get three speeding tickets within 18 months, your drivers license will be suspended. If you are a professional driver, suspension of your drivers license can end your career. On the other hand, if you normally drop off the kids at school before driving off to work, suspension of your license may force you to hire a taxi on a daily basis or hire a licensed driver to drive your kids to school, and you to work on a daily basis. This can be incredibly costly.

At the end of the suspension or revocation, you will be required to pay a fee as you apply for a drivers license. As you can see, speeding in New York City can be expensive.